Ergo

With premium income amounting to €17,7bn, ERGO is one of the major insurance groups in Europe. Worldwide, ERGO is represented in more than 30 countries and concentrates on Europe and Asia. In Europe, ERGO is no. 1 in the health and legal expenses insurance segments, and in its home market of Germany it is among the market leaders. 50,000 people work full-time for the Group, either as salaried employees or as self-employed sales representatives.

ERGO offers a wide spectrum of different types of insurance and other services, and, as a reliable and fair partner, intends to be the permanent no. 1 choice for all provision and insurance needs of its clients. 40 million clients currently place their trust in the services, expertise and financial strength provided by ERGO and its companies. In Germany, 20 million clients place their faith in the strong brands of D.A.S., DKV, ERV, Hamburg-Mannheimer, KarstadtQuelle Insurance and Victoria.

ERGO has the right sales channel for every client: Over 21,000 self-employed sales representatives, staff working in direct sales, as well as insurance brokers and strong cooperation partners - both in Germany and abroad - look after our clients. We maintain a far-reaching sales partnership with the major European bank UniCredit Group, both in Germany as well as in Central and Eastern Europe.

ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers. Under its umbrella, both primary insurer and reinsurer capitalise on opportunities to turn risk into value. The investments undertaken by Munich Re amount to approximately € 175bn, of which € 108bn are accounted for by ERGO, and are managed by the joint asset management and fund company MEAG. Munich Re holds a 94.7 % stake in ERGO.